Trueleaf Finance, a small-business funding service in Saginaw, Michigan, takes requests from Auburn, MI owners for working capital, equipment financing, inventory financing, lines of credit and term loans. This page gives Census figures for ZIP 48611, explains how little of the ZIP the city covers, and links to the industry pages matching the ZIP's largest sectors. Auburn sits outside Saginaw County, so that county's figures stay off this page.
| Distance | 14 miles NNW of Saginaw, MI, give or take |
|---|---|
| County | Bay County, MI |
| Employers with payroll in ZIP 48611 (2023) | 111 (ZBP) |
| Share under 5 employees | 45.0% (ZBP 2023) |
What ZIP 48611 Covers Beyond Auburn, MI
Auburn is a city in Bay County, MI. It lies wholly in ZIP 48611 but covers only 2.8% of that ZIP's land (2020 Census ZCTA-place relationship file), so ZIP counts mostly describe the area around the city. ZIP 48611 had 111 employer establishments in 2023 with about 1,419 employees and an annual payroll near $82.8 million; 45.0% had fewer than five employees (ZIP Business Patterns 2023).
Auburn, MI Employers, Sector by Sector
| Sector | Establishments | Share under 5 |
|---|---|---|
| Health care and social assistance | 24 | 50.0% |
| Retail trade | 20 | 50.0% |
| Other services | 14 | 57.1% |
| Construction | 8 | 37.5% |
| Manufacturing | 8 | 0.0% |
| Wholesale trade | 8 | 0.0% |
| Accommodation and food services | 7 | 42.9% |
Health care and retail lead; see practice funding and retail funding. None of the ZIP's eight manufacturers had fewer than five employees, so manufacturing funding is relevant too, and food-service owners can read restaurant funding.
Auburn, MI Commercial Real Estate and Funding
Buying commercial real estate in Auburn for your own business can start as a term loan conversation; equipment and stock fit equipment financing and inventory financing. All six are on the funding options page.
The ACS estimates 10.6% (+/- 5.8) of employed Auburn residents as self-employed (ACS 2020-2024), a figure with a wide margin of error.
Opening a Trueleaf Request From Auburn, MI
Call (989) 265-5907, or use the form online. See other towns served or the Saginaw, MI page.
Who Trueleaf Finance works with in Auburn, MI
Funding partners consider businesses across most industries in Auburn, MI, from contractors and construction trades and restaurants and food service to medical and dental practices and retailers and wholesalers that carry stock. Each partner still decides case by case.
Paperwork partners commonly ask for
- Business checking statements covering roughly the last quarter or two
- Current financial statements: profit and loss plus a balance sheet
- Government-issued ID for each owner
- Your articles of organization or incorporation and the EIN letter
- A list of existing business debts and payments
- For equipment, the seller's quote with make, model and price
Each lending partner sets its own list, so treat this as a starting point.
The steps after your first call
- Reach us at (989) 265-5907 or through the contact form. When we call back, the first questions are simple: what the funding is for, how long the business has operated and its rough revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- When an offer arrives, weigh its full cost, how payments are scheduled and the conditions. Accepting is entirely your choice.
Everything can be handled by phone or online from Auburn, MI.
By Trueleaf Finance · Updated
