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Areas Served Around Saginaw, MI: Saginaw County, MI and Nearby Towns

Owners across Saginaw County and the towns around it can start by phone or online. Here is what the Census publishes for each nearby place.

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In short

Trueleaf Finance, a small-business funding service in Saginaw, Michigan, takes funding requests by phone and online from owners across Saginaw County, MI and nearby parts of Bay, Midland, Genesee and Tuscola counties. This page lists the towns with their own pages, gives ZIP-level business counts for others, and explains why ZIP figures are not town figures.

How Owners Around Saginaw, MI Reach Trueleaf

Every request starts by phone at (989) 265-5907 or through the online form, wherever the business is. Six nearby towns have their own pages; the rest are summarized below with the ZIP figures the Census publishes. ZIP counts describe the USPS ZIP area, which can be much larger than the town itself.

County-wide numbers and the address are on the Saginaw, MI page.

Bridgeport, MI

Business funding in Bridgeport, MI: a Saginaw County, MI community about 5 miles SE of Saginaw, MI; ZIP 48722 had 110 employer establishments in 2023 (ZBP).

Freeland, MI

Business funding in Freeland, MI: about 11 miles NW in Saginaw County, MI; ZIP 48623 had 274 employer establishments in 2023, 47 of them in construction (ZBP).

Bay City, MI

Business funding in Bay City, MI: about 11 miles NNE in Bay County, MI; ZIP 48706 had 904 employer establishments in 2023 (ZBP).

Frankenmuth, MI

Business funding in Frankenmuth, MI: about 12 miles SE in Saginaw County, MI; ZIP 48734 had 275 employer establishments in 2023, 57 in retail (ZBP).

Essexville, MI

Business funding in Essexville, MI: about 13 miles NNE in Bay County, MI; ZIP 48732 had 142 employer establishments in 2023 (ZBP).

Auburn, MI

Business funding in Auburn, MI: about 14 miles NNW in Bay County, MI; ZIP 48611 had 111 employer establishments in 2023 (ZBP).

Birch Run, MI

Birch Run, MI: a village in Saginaw County, MI, about 14.5 miles SSE of Saginaw, MI. ZIP 48415 had 242 employer establishments in 2023 (ZBP); Birch Run covers 2.9% of that ZIP's land, so ZIP figures are not village figures.

Chesaning, MI

Chesaning, MI: a village in Saginaw County, MI, about 19.4 miles SSW. ZIP 48616 had 149 employer establishments in 2023 (ZBP); the village covers 3.8% of the ZIP's land.

Midland, MI

Midland, MI: a city in Midland County, MI and Bay County, MI, about 19.8 miles NW. ZIP 48640 had 981 employer establishments in 2023 (ZBP); the city covers 16.5% of that ZIP's land. Saginaw County figures do not describe Midland.

Montrose, MI

Montrose, MI: a city in Genesee County, MI, about 17.8 miles S. ZIP 48457 had 107 employer establishments in 2023 (ZBP), with the city covering 2.3% of its land.

Clio, MI and Mount Morris, MI

Clio, MI and Mount Morris, MI: two Genesee County, MI cities about 20.4 and 24.9 miles SSE. ZIP 48420 (Clio) had 341 and ZIP 48458 (Mount Morris) 195 employer establishments in 2023 (ZBP); each city covers a small share of its ZIP.

Vassar, MI and Millington, MI

Vassar, MI and Millington, MI: a city and a village in Tuscola County, MI, about 18.6 and 23.6 miles ESE. ZIP 48768 (Vassar) had 127 and ZIP 48746 (Millington) 100 employer establishments in 2023 (ZBP).

Reese, MI, St. Charles, MI and Hemlock, MI

Reese, MI, St. Charles, MI and Hemlock, MI: smaller places 12.6 miles E, 14.0 miles SW and 15.1 miles W. Their ZIPs had 70 (48757), 82 (48655) and 95 (48626) employer establishments in 2023 (ZBP). Reese straddles Saginaw County, MI and Tuscola County, MI.

Merrill, MI, Fairgrove, MI and New Lothrop, MI

Merrill, MI, Fairgrove, MI and New Lothrop, MI: villages 19.9 miles W, 20.8 miles ENE and 21.8 miles S. Their ZIPs had 32 (48637), 26 (48733) and 44 (48460) employer establishments in 2023 (ZBP). Fairgrove is in Tuscola County, MI and New Lothrop in Shiawassee County, MI.

Buena Vista, MI, Zilwaukee, MI and Shields, MI

Buena Vista, MI, Zilwaukee, MI and Shields, MI: places close to the city, 2.2 miles ESE, 3.6 miles NNE and 6.8 miles W. None has its own ZIP with published business counts, so this site gives no local figures for them; Saginaw County, MI figures on the city page apply as county context.

Towns Further Out

Owners beyond these places can still call or use the form. Robin Glen-Indiantown, Burt, Oakley and Akron either have no ZIP of their own or a ZIP with fewer than 25 employer establishments, below the threshold this site uses. For the county's sector counts, see the industries hub.

By Trueleaf Finance · Updated

Saginaw County, MI in Census Counts

  • 4,092

    Employer establishments

    Saginaw County, MI business locations with one or more paid employees.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 12,027

    Firms with no payroll

    Saginaw County, MI businesses that file receipts but have no paid employees.

    Source: U.S. Census Bureau, Nonemployer Statistics 2024
  • 44.4%

    Employers under five workers

    Share of Saginaw County, MI employer establishments with fewer than five employees.

    Source: U.S. Census Bureau, County Business Patterns 2023
  • 210

    Housing units permitted, 2025

    New residential units authorized by building permits in Saginaw County, MI.

    Source: U.S. Census Bureau, Building Permits Survey 2025

Six Nearby Towns, From Bridgeport, MI to Auburn, MI

Owners in any nearby town can call or use the form.

What Does the Money Need to Pay For?

Call (989) 265-5907 or send the form; the process is the same from any town.

Call (989) 265-5907Request